Loans and Mini-Credits in OnlineCredit Solocitar Online
Online Credit is a successful and young company, based in Mochigan, belonging to the company Europa Firme SL and responsible for issuing microcredits instantly to the population of Spain. In three years of existence in the market of our country, the company has satisfied the financial needs of thousands of clients, in addition to providing more comfortable conditions.
Unlike many other companies that offer small amounts, Online Credit provides quick loans from $ 50 to $ 1,400. What does the commission size depend on and how do you choose the best option for you?
The first loan can be from 50 to 800 dollars, with a maturity of 30 days. If you have taken the amount of 800 dollars a month, you will have to return 968 dollars (including APR 920%). If you pay off the first loan on time, you can apply for a new one immediately after paying off your old credit. Here, new opportunities open up.
The fact that the Online Credit discount program has five statuses - from "Standard" to "VIP" with fixed commission of 32% to 27%, respectively. To reduce the size of your commission and get a new status, you must have a positive credit history with this company and use loans due no less than 25 days.
It is worth noting that the total at the time of requesting a loan of up to 300 dollars, the commission is fixed and is only 5 dollars.
But that's not all the benefits. For a regular customer, a delivery credit opening of 850 to 1,400 dollars is possible. Of course, the repayment period is much longer - from 2 to 4 months, and 25% commission. For example, if you are going to have a microcredit for the amount of 1500 dollars with a repayment term of 4 months, you have to pay 480 dollars each month.
An additional advantage is the possibility of postponing the expiration of 30 days. Note that in this case the commission in case of delay is 1.5%.
So if you are captivated by the flexible credit terms at Online Credit, now is the time to familiarize yourself with the borrower requirements:
- age 21;
- Spanish residence with a valid DNI / NIE;
- personal bank account opened in your name;
- no current outstanding loans, no delinquency list.
- a regular income (with proof): wages, pensions, unemployment benefits or other subsidies.
Lastly, and most importantly - how to apply for a quick credit with Online Credit? To do this, you have to go to the official page of the company you are interested in and select the amount of credit in the calculator on the main page. After clicking on "Apply now", you will see a form where you enter your personal information - name, address, NIE / DNI, and others.
Next, you must attach the documents that prove your identity and solvency. This color copy or photo of your DNI / NIE on two sides, as well as proof of your regular income. These documents can be submitted in a scanned form by email as well.
Now you just have to wait for the processing of your data to be positive, and if so, the money will go to your bank account within 15 minutes. In some cases, you will have to wait up to 24 hours for loan approval (in the case of holidays).
At first glance, obtaining a loan at Online Credit may seem complicated, but in reality it is just a well-integrated system of services. The company has tried to cater to the interests of each customer and, at the same time, protect itself from unscrupulous users and scams.
As we can see, Online Credit really keeps up with the times, offers greater comfort and credit conditions with reliable methods of protection and treatment of information.
How much money to ask from this organization? - you decide. We just want to remind you to make an informed decision on this matter. Think hard about how much you are willing to pay on time, without sacrificing your basic expenses. Even a small mini-credit carries responsibilities and obligations. Therefore, we recommend taking out a loan unless you have no other option. Good luck!