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Loans without collateral

Loans without endorsement in key-pax.com

Préstamos sin aval

One of the best known means for the population to obtain quick money, without having to go to third parties, are loans without collateral . Since it is not necessary for anyone to act as collateral for the borrower, this form becomes one of the easiest and fastest ways to solve an unforeseen financial situation. Currently a large number of microcredit companies and also conventional banks offer instant cash loans . In our loan and credit portal key-pax.com you can find offers available to request money in a matter of minutes. Many of the companies published on the web will not ask you for any type of guarantee or guarantee, and will require the minimum possible documentation .

  • Amount: 200 - 4000 $
  • Urgency: Instantly
  • Term: Up to 48 months
  • Advantages: 100% online, without payroll, without endorsement, permanent credit line, request once and always have the money, flexibility, money for foreigners
  • Amount: € 50 to € 1000
  • Urgency: In 15 minutes
  • Term: 7-30 days
  • Requirements: Monthly income, without endorsement
  • Pros: No paperwork, being able to use Hal-Cash
  • Amount: € 50 to € 800
  • Urgency: 15 minutes
  • Term: 15-30 days
  • Requirements: Spanish residence, being of legal age, NIE, bank account
  • Advantages: speed, no paperwork
  • Amount: € 50 to € 600
  • Urgency: 15 minutes from Monday to Friday
  • Term: 7-30 days
  • Requirements: residence in Spain and age from 21 to 65, regular income, absence from delinquency lists
  • Advantages: no endorsement and paperwork
  • Amount: € 50 to € 600
  • Urgency: In 10 minutes
  • Term: 7-30 days
  • Requirements: No payroll, no endorsement
  • Advantages: Extension for 30 days, payment in advance saving

Speaking of loans without collateral , we have to point out that these types of loans do not require the presence of a co-borrower. The co-borrower, if necessary, is a person who guarantees the financial institution that the money loaned will be returned, since if the borrower cannot return it within the established period, these obligations must be assumed by the co-borrower. It is important to mention that due to these reasons and due to the need to assume financial responsibility for a certain person, many people refuse to play this role.

This fact, once again, increases the demand for loans without collateral , also turning them into a commitment product. Sure, the financial institution assumes a certain risk, quite high on certain occasions, but it covers it with higher interest rates than normal, and it issues money to people whom no one has been able to guarantee.

  • Amount: € 50 to € 1000
  • Urgency: Up to 15 minutes
  • Term: 5-45 days
  • Requirements: residence in Spain and age from 25 to 70, absence from delinquent lists
  • Advantages: request through sms, without endorsement and paperwork
  • Amount: € 100 to € 1000
  • Urgency: In 5 minutes
  • Term: 61-90 days
  • Requirements: DNI / NIE of Spain, of legal age
  • Advantages: no paperwork, no payroll, free first loan
  • Amount: € 1 to € 900
  • Urgency: In 15 minutes
  • Term: 1-37 days
  • Requirements: No payroll, no endorsement
  • Advantages: From 0.99% interest / day, without documentation.
  • Amount: € 50 to € 600
  • Urgency: In 10 minutes
  • Term: 7-65 days
  • Requirements: Monthly income, without endorsement
  • Advantages: First credit for 5 dollars
  • Amount: € 50 to € 800
  • Urgency: In 24 hours
  • Term: 30 days
  • Requirements: No payroll, no endorsement
  • Advantages: Extension of the term in 30 days

Important when requesting loans without collateral

Importante a la hora de pedir préstamos sin aval

First, in order to apply for quick loans without collateral, it is important to know that microfinance companies, banks and other entities that lend money, will review your documents in great detail and will also carefully check your credit history. This history is like a record of how the person who has borrowed money has behaved in his day. Generally, if you pay all your current loan installments within the established period, if you return the money in advance, if you do not currently have debts, you will have a favorable credit history . It is also worth noting that if you do not have any credit history (if you have never applied for loans, credits, etc.), it is not very good, but it is always better than having a negative credit history.

Second, if you want to have loans without collateral on the Internet or by physically visiting a financial institution or a bank, it is best to present enough documents that can show your positive solvency. To give an example, documents of ownership of a property, documents of ownership of a car, employment contracts, payroll, other proof of fixed income, etc. will be well seen.

  • Amount: € 50 to € 900
  • Urgency: In 15 minutes
  • Term: 7-30 days
  • Requirements: No payroll, no guarantee, reside in Spain, have a Spanish DNI / NIE, be over 20 years old, have a bank account in Spain
  • Advantages: First credit up to $ 300 free, speed, flexibility, no heavy questions
  • Amount: € 50 to € 700
  • Urgency: In 10 minutes
  • Term: 5-45 days
  • Requirements: No payroll, no endorsement
  • Advantages: No documentation required, service on Saturdays and Sundays, Hal-Cash
  • Amount: € 50 to € 600
  • Urgency: In 10 minutes
  • Term: 7-30 days
  • Requirements: Income, without endorsement
  • Advantages: They accept RAI and Credit Checker with amounts up to $ 2000
  • Amount: € 50 to € 600
  • Urgency: In 10 minutes
  • Term: 7-30 days
  • Requirements: Income, without endorsement
  • Advantages: They accept RAI and Credit Checker with amounts up to $ 1000
  • Amount: € 50 to € 400
  • Urgency: In 10 minutes
  • Term: 7-33 days
  • Requirements: No payroll, no endorsement
  • Advantages: Free first loan, Advance payment saving

In the event that you require a loan of a considerable amount (from $ 5000 or $ 6000), it will be logical to present a property title at your bank to offer it as a guarantee of your credit. Microfinance entities, major financial companies, banks and other entities that are dedicated to giving money borrowed in the majority of the occasions give the approval to the requests of credits that are guaranteed with a property with a value considerably higher than money. requested. However, do not forget that these entities are for-profit companies and will always try to play for themselves. When carrying out the appraisal of your property, they will always put a lower price than the real one.

  • Amount: € 50 to € 500
  • Urgency: In 1 hour
  • Term: 30 days
  • Requirements: Proof of income, without endorsement
  • Advantages: Offers loans with Credit Checker
  • Amount: € 50 to € 500
  • Urgency: In 8 minutes
  • Term: 7-30 days
  • Requirements: Payroll, without endorsement
  • Advantages: No documentation, payment in advance saving interest, free first loan, possibility of early repayment
  • Amount: € 50 to € 1000
  • Urgency: In 5 minutes
  • Term: 5-30 days
  • Requirements: DNI / NIE, +21 years old, proof of income, without endorsement
  • Advantages: Get more in the following credits
  • Amount: € 75 to € 750
  • Urgency: In 15 minutes
  • Term: 7-30 days
  • Requirements: No payroll, no endorsement, with Credit Checker, no paperwork
  • Advantages: Availability, flexibility, speed, ease
  • Amount: € 50 to € 3000
  • Urgency: 15 minutes
  • Term: 5–30 days
  • Requirements: Spanish residence, age from 18 to 80, NIE, the national bank account
  • Advantages: without payroll or endorsement

What conditions must be taken into account when requesting loans without collateral?

Qué condiciones hay que tener en cuenta al pedir préstamos sin aval

The requirements to request loans without collateral that currently exist in the market are quite close to the requirements of secured loans. The interests of these loans differ depending on many factors, some of which we have mentioned previously; the maximum rate and the minimum rate of these financial products can vary substantially in different companies, due to their internal regulations, etc. In Spain there are a large number of microfinance companies that offer loans without collateral , and the most prominent ones are present in our financial portal key-pax.com. If you want to have quick money instantly in most cases, you must meet the conditions set forth below:

  • Amount: € 500 to € 4000
  • Urgency: In 24 hours
  • Term: 1-72 months
  • Requirements: Payroll, without endorsement.
  • Advantages: Flexibility, availability.
  • Amount: € 50 to € 1000
  • Urgency: 10 minutes
  • Term: 5 days - 3 months
  • Requirements: Spanish residence, of legal age, NIE, verifiable income
  • Advantages: no endorsement or paperwork
  • Amount: € 100 to € 10,000
  • Urgency: In 24 hours
  • Term: 12-60 months
  • Requirements: Payroll, without endorsement
  • Advantages: Speed, simplicity
  • Amount: € 50 to € 600
  • Urgency: In 10 minutes
  • Term: 21 days
  • Requirements: Payroll, without endorsement
  • Advantages: simplicity
  • Amount: € 50 to € 300
  • Urgency: In 10 minutes
  • Term: 7-31 days
  • Requirements: Proof of income, without endorsement
  • Advantages: Get more in the following credits

key-pax.com has on its website a multitude of microfinance companies and banks that offer borrowed money, and you have all the possibilities of requesting loans without collateral with a very high acceptance rate. Go ahead, the money is already waiting for you!

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