Monese - open a bank account online with your mobile
Monese is a service that allows you to open an online bank account with your mobile . You can open an account for free without having to go to the bank. It is very quick and easy. Also, on the Monese home page you can enter your phone number and register for free. This online banking service has no branches unlike traditional banking services. To operate comfortably with your money and benefit from all the advantages of the new generation online banking system, you will only have to download an application on your mobile and have your identity document at hand.
Well, this is a brief initial information and then we will see the services that Monese offers.
Monese account - manage your money with maximum flexibility
In the world we live in every day there are more difficulties to work with conventional banking since they require many requirements to open an account (especially it affects the youngest). But not only the fact of opening an account represents difficulties, it is also difficult to face the expenses of managing and maintaining an account in a bank. And is it comfortable having to personally go to the bank at a certain time and stand in line to fill out a pile of papers written in fine print? Obviously, there are much better solutions and Monese has created an excellent alternative for you . A summary is provided below on loan.shop.
Now you have at your disposal the possibility of opening a free online account with your mobile . It is a 100% mobile service, so you can make the most of your precious time. Anyone residing in the European Economic Area can open an online account with Monese !
Don't have proof of address? - That's no longer a problem!
It may surprise you, but you don't need to present any proof of address to open an online account at Monese . You also don't have to go to any office to open your bank account. You don't have to adapt to any schedule. You don't have to queue. And they won't ask you about your credit history, either. You can open an account with Credit Checker, RAI, etc., or regardless of whether you figure in any delinquency registry of any country in the European Economic Area.
Feel safe - Monese has no hidden fees and its service costs are fixed . You can open an account with the Monese app from your mobile phone by following the convenient instructions. Download the application and enjoy the freedom of an online bank account. Once you have everything ready, through the app send a photo of yourself taken with your mobile and a copy of your identity document issued in any country. Monese's automated system will verify your details in a matter of minutes and your account will be verified.
You can request a bank statement online, because with Monese the bureaucratic barriers of old banking are over . Even if you don't have a registry, even if you don't have a residence address, even if you have a negative credit history. A person must always have the right of access to banking services!
Possibilities of an online account in Monese
You can make unlimited transactions to different bank accounts. You can receive transfers in dollars or sterling pounds. You can have a contactless debit card (make contactless payments). You can make quick transfers to where you want. You can withdraw money at ATMs around the world. You can direct your receipts online.
To enjoy all these advantages, all you have to do is download the Monese mobile application and properly register in the system!
The Monese bank card
To begin with, we will say that the Monese card is physical and is much more than a conventional prepaid card. This card gives you access to your money anywhere in the world . Contactless technology is currently present in more than 200 countries around the world, so you can make payments as quickly and easily, without having to insert your card into the reader and even without having to enter the pin code if you make a purchase through it. equivalent of 30 pounds or less. It is also an excellent security option since you will avoid fraud in small purchases, which are usually done quickly, since you will not have to give the card to anyone.
You will have access to your finances 24 hours / 7 days a week and everything 100% online! You will enjoy instant notifications and you can always see your exact balance . You can also control your expenses with the corresponding limit adjustments in the app. All in an interactive way and with the possibility of generating your own spending and savings strategies .
And if you happen to lose your card, you can immediately block it through your Monese mobile app. And if you find it later, you can just as easily enter your Monese app and unlock it. I wish traditional banking would work like this!
How to fund my Monese online account?
Easy! There are several ways to fund a Monese online account . They are personal accounts, with a unique number. You can receive national and international transfers . Transfers of individuals and companies. You can receive your salary directly to your Monese online account . If you are in the United Kingdom, you can deposit money at one of the Post Office offices and your account will be recharged immediately. You can also recharge through PayPoint.
Monese - Prices
As we mentioned before, you can open an online account at Monese for free 100% - you will not have to pay anything to open the account or to have it open. To enjoy an even more extended service, with many more advantages, Monese offers you three types of online account.
First option - Beginner : open a free online account and use the modality offered by Monese for a checking account with no monthly costs . It's a great option if you don't use your account very often. You will only have to pay when performing certain actions. You can get a free debit card (you only have to pay the shipping costs once, which is £ 4.95). Withdrawals at an ATM will cost you £ 1 for each withdrawal. You will have the possibility of changing foreign currency at a cost of 2% of the exchange amount (minimum fee of £ 2). Instant recharges will cost you 0.35% of the amount (minimum free fee). The prices of cash recharges will vary depending on the option and for post offices they will be 2% of the amount to recharge with (minimum fee of £ 2) and for recharges through PayPoint 3.5% of the amount to recharge with ( £ 3 minimum fee).
Second option - Plus - for only £ 4.95 / month: Excellent option if you use your bank card on a regular basis. With this mode you can deposit and recharge your account online at reduced prices . You can request a free debit card, sending the card is free and so is the use . You can withdraw money at ATMs for free up to 6 times a month. You can change foreign currency with a commission of 0.5% of the exchange amount (minimum fee of £ 2). Instant recharges will cost you 0.35% of the amount (minimum free fee). The prices of cash recharges will vary depending on the option and for post offices they will be £ 1 for each recharge and for recharges through PayPoint 2.5% of the amount to recharge with (minimum fee of £ 1).
Third option - Premium - for only £ 14.95 / month: It is an ideal option if you use your online account a lot. You can withdraw money in an unlimited way, recharge and transfer for free . You can request a free debit card, sending the card is free and so is the use. You can withdraw money at ATMs for free unlimitedly . You can change foreign currency for free . You can make instant recharges for free . You can make cash refills at post offices for free and through PayPoint also for free.
For more detailed information, the financial portal key-pax.com recommends that you visit the official Monese website and find out about all the free services offered.